CA Stock MarketDetailed Quotes

VBNK VersaBank

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  • 13.100
  • -0.245-1.84%
15min DelayMarket Closed Apr 4 16:00 ET
426.00MMarket Cap10.16P/E (TTM)

VersaBank Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Jan 31, 2025
(FY)Oct 31, 2024
(Q4)Oct 31, 2024
(Q3)Jul 31, 2024
(Q2)Apr 30, 2024
(Q1)Jan 31, 2024
(FY)Oct 31, 2023
(Q4)Oct 31, 2023
(Q3)Jul 31, 2023
(Q2)Apr 30, 2023
Total revenue
-3.55%27.83M
2.76%111.63M
-6.47%27.29M
0.51%27M
6.81%28.5M
11.32%28.85M
31.85%108.64M
20.29%29.17M
26.46%26.86M
43.20%26.69M
Net interest income
-3.18%25.72M
2.60%102.66M
-5.10%24.9M
0.06%24.94M
6.64%26.24M
9.45%26.57M
30.50%100.05M
16.74%26.24M
24.26%24.93M
42.73%24.61M
-Net interest income
5.71%73.25M
24.46%285.42M
10.82%73.24M
19.23%71.65M
32.93%71.24M
39.81%69.29M
80.84%229.33M
57.09%66.09M
75.82%60.09M
107.35%53.6M
-Including:Interest income from loans and lease
2.89%66.96M
22.81%264.88M
8.36%67.1M
18.52%66.61M
30.36%66.1M
38.89%65.08M
75.08%215.69M
54.65%61.92M
69.47%56.21M
99.06%50.7M
-Including:Other interest income
49.12%6.29M
50.48%20.54M
47.38%6.14M
29.59%5.03M
78.04%5.15M
55.80%4.22M
276.29%13.65M
105.02%4.17M
283.70%3.88M
668.88%2.89M
-Total interest expense
11.23%47.52M
41.37%182.76M
21.30%48.34M
32.83%46.7M
55.25%45M
68.96%42.72M
157.79%129.28M
103.37%39.85M
149.10%35.16M
236.81%28.99M
-Including:Interest expense for deposit
11.77%46.13M
43.41%177.09M
22.42%47M
34.49%45.36M
57.87%43.47M
73.11%41.27M
176.89%123.49M
111.35%38.39M
164.99%33.73M
280.36%27.53M
-Including:Interest expense for long term debt and capital securities
-4.20%1.39M
-2.11%5.67M
-8.16%1.34M
-6.27%1.35M
5.51%1.53M
0.48%1.45M
4.34%5.79M
2.03%1.46M
3.39%1.44M
6.22%1.45M
Non interest income
-7.88%2.1M
4.59%8.98M
-18.75%2.38M
6.32%2.05M
8.82%2.26M
38.87%2.28M
49.91%8.58M
65.30%2.93M
63.98%1.93M
49.03%2.08M
-Other non interest income
-7.88%2.1M
4.59%8.98M
-18.75%2.38M
6.32%2.05M
8.82%2.26M
38.87%2.28M
49.91%8.58M
65.30%2.93M
63.98%1.93M
49.03%2.08M
Credit losses provision
-906.30%-1.02M
144.01%268K
-15.22%156K
100.58%1K
93.25%-16K
132.99%127K
-35.03%-609K
189.76%184K
-3.01%-171K
-203.85%-237K
Non interest expense
30.56%15.7M
13.35%57.11M
55.65%19.37M
5.09%13.53M
-4.25%12.19M
-2.52%12.02M
2.00%50.38M
-9.68%12.44M
-2.55%12.88M
8.15%12.73M
Occupancy and equipment
38.42%1.6M
32.11%5.16M
60.67%1.59M
21.84%1.19M
24.26%1.22M
21.11%1.15M
0.96%3.9M
0.41%989K
5.49%980K
-4.01%981K
Selling and administrative expenses
29.73%14.1M
11.78%51.95M
55.22%17.78M
3.71%12.34M
-6.63%10.97M
-4.50%10.87M
2.09%46.48M
-10.45%11.45M
-3.16%11.9M
9.31%11.75M
-General and administrative expense
29.73%14.1M
11.78%51.95M
55.22%17.78M
3.71%12.34M
-6.63%10.97M
-4.50%10.87M
2.09%46.48M
-10.45%11.45M
-3.16%11.9M
9.31%11.75M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
-34.51%11.1M
-4.95%54.79M
-52.26%8.08M
-2.51%13.46M
18.79%16.3M
28.46%16.95M
77.11%57.65M
64.66%16.92M
75.75%13.81M
102.09%13.72M
Income tax
-30.41%2.96M
-2.83%15.05M
-42.30%2.56M
-1.26%3.76M
29.29%4.47M
12.54%4.26M
56.55%15.48M
15.43%4.44M
78.10%3.81M
87.28%3.46M
Earnings from equity interest net of tax
Net income
-35.88%8.14M
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
34.85%12.7M
86.08%42.16M
94.10%12.48M
74.88%10M
107.63%10.26M
Net Income continuous operations
-35.88%8.14M
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
34.85%12.7M
86.08%42.16M
94.10%12.48M
74.88%10M
107.63%10.26M
Noncontrolling interests
Net income attributable to the company
-35.88%8.14M
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
34.85%12.7M
86.08%42.16M
94.10%12.48M
74.88%10M
107.63%10.26M
Preferred stock dividends
0.00%988K
0.00%247K
0.00%247K
0.00%247K
0.00%247K
0.00%988K
0.00%247K
0.00%247K
247K
Other under preferred stock dividend
Net income attributable to common stockholders
-34.60%8.14M
-5.86%38.76M
-56.92%5.27M
-3.05%9.46M
15.63%11.58M
35.79%12.45M
90.00%41.17M
97.86%12.23M
78.26%9.76M
102.63%10.02M
Diluted earnings per share
-41.67%0.28
-5.10%1.49
-57.45%0.2
-5.26%0.36
18.42%0.45
41.18%0.48
98.73%1.57
104.35%0.47
90.00%0.38
123.53%0.38
Basic earnings per share
-41.67%0.28
-5.10%1.49
-57.45%0.2
-5.26%0.36
18.42%0.45
41.18%0.48
98.73%1.57
104.35%0.47
90.00%0.38
123.53%0.38
Dividend per share
0.00%0.025
0.00%0.1
0.00%0.025
0.00%0.025
0.00%0.025
0.00%0.025
0.00%0.1
0.00%0.025
0.00%0.025
0.00%0.025
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
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--
--
--
Unqualified Opinion
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(Q1)Jan 31, 2025(FY)Oct 31, 2024(Q4)Oct 31, 2024(Q3)Jul 31, 2024(Q2)Apr 30, 2024(Q1)Jan 31, 2024(FY)Oct 31, 2023(Q4)Oct 31, 2023(Q3)Jul 31, 2023(Q2)Apr 30, 2023
Total revenue -3.55%27.83M2.76%111.63M-6.47%27.29M0.51%27M6.81%28.5M11.32%28.85M31.85%108.64M20.29%29.17M26.46%26.86M43.20%26.69M
Net interest income -3.18%25.72M2.60%102.66M-5.10%24.9M0.06%24.94M6.64%26.24M9.45%26.57M30.50%100.05M16.74%26.24M24.26%24.93M42.73%24.61M
-Net interest income 5.71%73.25M24.46%285.42M10.82%73.24M19.23%71.65M32.93%71.24M39.81%69.29M80.84%229.33M57.09%66.09M75.82%60.09M107.35%53.6M
-Including:Interest income from loans and lease 2.89%66.96M22.81%264.88M8.36%67.1M18.52%66.61M30.36%66.1M38.89%65.08M75.08%215.69M54.65%61.92M69.47%56.21M99.06%50.7M
-Including:Other interest income 49.12%6.29M50.48%20.54M47.38%6.14M29.59%5.03M78.04%5.15M55.80%4.22M276.29%13.65M105.02%4.17M283.70%3.88M668.88%2.89M
-Total interest expense 11.23%47.52M41.37%182.76M21.30%48.34M32.83%46.7M55.25%45M68.96%42.72M157.79%129.28M103.37%39.85M149.10%35.16M236.81%28.99M
-Including:Interest expense for deposit 11.77%46.13M43.41%177.09M22.42%47M34.49%45.36M57.87%43.47M73.11%41.27M176.89%123.49M111.35%38.39M164.99%33.73M280.36%27.53M
-Including:Interest expense for long term debt and capital securities -4.20%1.39M-2.11%5.67M-8.16%1.34M-6.27%1.35M5.51%1.53M0.48%1.45M4.34%5.79M2.03%1.46M3.39%1.44M6.22%1.45M
Non interest income -7.88%2.1M4.59%8.98M-18.75%2.38M6.32%2.05M8.82%2.26M38.87%2.28M49.91%8.58M65.30%2.93M63.98%1.93M49.03%2.08M
-Other non interest income -7.88%2.1M4.59%8.98M-18.75%2.38M6.32%2.05M8.82%2.26M38.87%2.28M49.91%8.58M65.30%2.93M63.98%1.93M49.03%2.08M
Credit losses provision -906.30%-1.02M144.01%268K-15.22%156K100.58%1K93.25%-16K132.99%127K-35.03%-609K189.76%184K-3.01%-171K-203.85%-237K
Non interest expense 30.56%15.7M13.35%57.11M55.65%19.37M5.09%13.53M-4.25%12.19M-2.52%12.02M2.00%50.38M-9.68%12.44M-2.55%12.88M8.15%12.73M
Occupancy and equipment 38.42%1.6M32.11%5.16M60.67%1.59M21.84%1.19M24.26%1.22M21.11%1.15M0.96%3.9M0.41%989K5.49%980K-4.01%981K
Selling and administrative expenses 29.73%14.1M11.78%51.95M55.22%17.78M3.71%12.34M-6.63%10.97M-4.50%10.87M2.09%46.48M-10.45%11.45M-3.16%11.9M9.31%11.75M
-General and administrative expense 29.73%14.1M11.78%51.95M55.22%17.78M3.71%12.34M-6.63%10.97M-4.50%10.87M2.09%46.48M-10.45%11.45M-3.16%11.9M9.31%11.75M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax -34.51%11.1M-4.95%54.79M-52.26%8.08M-2.51%13.46M18.79%16.3M28.46%16.95M77.11%57.65M64.66%16.92M75.75%13.81M102.09%13.72M
Income tax -30.41%2.96M-2.83%15.05M-42.30%2.56M-1.26%3.76M29.29%4.47M12.54%4.26M56.55%15.48M15.43%4.44M78.10%3.81M87.28%3.46M
Earnings from equity interest net of tax
Net income -35.88%8.14M-5.73%39.75M-55.80%5.52M-2.98%9.71M15.25%11.83M34.85%12.7M86.08%42.16M94.10%12.48M74.88%10M107.63%10.26M
Net Income continuous operations -35.88%8.14M-5.73%39.75M-55.80%5.52M-2.98%9.71M15.25%11.83M34.85%12.7M86.08%42.16M94.10%12.48M74.88%10M107.63%10.26M
Noncontrolling interests
Net income attributable to the company -35.88%8.14M-5.73%39.75M-55.80%5.52M-2.98%9.71M15.25%11.83M34.85%12.7M86.08%42.16M94.10%12.48M74.88%10M107.63%10.26M
Preferred stock dividends 0.00%988K0.00%247K0.00%247K0.00%247K0.00%247K0.00%988K0.00%247K0.00%247K247K
Other under preferred stock dividend
Net income attributable to common stockholders -34.60%8.14M-5.86%38.76M-56.92%5.27M-3.05%9.46M15.63%11.58M35.79%12.45M90.00%41.17M97.86%12.23M78.26%9.76M102.63%10.02M
Diluted earnings per share -41.67%0.28-5.10%1.49-57.45%0.2-5.26%0.3618.42%0.4541.18%0.4898.73%1.57104.35%0.4790.00%0.38123.53%0.38
Basic earnings per share -41.67%0.28-5.10%1.49-57.45%0.2-5.26%0.3618.42%0.4541.18%0.4898.73%1.57104.35%0.4790.00%0.38123.53%0.38
Dividend per share 0.00%0.0250.00%0.10.00%0.0250.00%0.0250.00%0.0250.00%0.0250.00%0.10.00%0.0250.00%0.0250.00%0.025
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

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