The Toronto-Dominion Bank
TD
Bank of Nova Scotia
BNS
Royal Bank of Canada
RY
4
Canadian Imperial Bank of Commerce
CM
5
Bank of Montreal
BMO
CA Stock MarketDetailed Quotes
VBNK VersaBank
- 13.100
- -0.245-1.84%
15min DelayMarket Closed Apr 4 16:00 ET
426.00MMarket Cap10.16P/E (TTM)
13.360High12.390Low68.65KVolume13.360Open13.345Pre Close876.88KTurnover25.66952wk High0.34%Turnover Ratio32.52MShares12.39052wk Low1.29EPS TTM268.56MFloat Cap25.669Historical High8.79P/E (Static)20.50MShs Float8.475Historical Low1.49EPS LYR7.27%Amplitude0.10Dividend TTM0.82P/B1Lot Size0.76%Div YieldTTM
VersaBank Key Stats
Quarterly+Annual
YOY
| (Q1)Jan 31, 2025 | (FY)Oct 31, 2024 | (Q4)Oct 31, 2024 | (Q3)Jul 31, 2024 | (Q2)Apr 30, 2024 | (Q1)Jan 31, 2024 | (FY)Oct 31, 2023 | (Q4)Oct 31, 2023 | (Q3)Jul 31, 2023 | (Q2)Apr 30, 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash, cash equivalents and federal funds sold | 203.27%386.69M | 70.33%225.25M | 70.33%225.25M | 182.68%247.98M | -11.11%198.81M | -36.68%127.51M | 49.29%132.24M | 49.29%132.24M | 4.17%87.73M | 12.87%223.66M |
| -Cash and cash equivalents | 203.27%386.69M | 70.33%225.25M | 70.33%225.25M | 182.68%247.98M | -11.11%198.81M | -36.68%127.51M | 49.29%132.24M | 49.29%132.24M | 4.17%87.73M | 12.87%223.66M |
| Securities and investments | 19.07%159.5M | 77.78%300.25M | 77.78%300.25M | -16.27%153.98M | 157.90%104.72M | 163.70%133.96M | 18.51%168.89M | 18.51%168.89M | 36.59%183.9M | 4,160.76%40.61M |
| -Available for sale securities | ---- | 78.22%299.3M | 78.22%299.3M | -16.35%153.03M | 161.70%103.77M | 166.83%133.01M | 18.63%167.94M | 18.63%167.94M | 36.85%182.94M | --39.65M |
| -Short term investments | 16,636.52%159.5M | 0.00%953K | 0.00%953K | 0.00%953K | 0.00%953K | 0.00%953K | 0.00%953K | 0.00%953K | 0.00%953K | 0.00%953K |
| Derivative assets | -99.83%1K | -98.68%20K | -98.68%20K | -86.58%150K | 921.36%1.05M | 1,097.96%587K | --1.52M | --1.52M | --1.12M | --103K |
| Net loan | 9.14%4.33B | 10.04%4.21B | 10.04%4.21B | 10.56%4.03B | 17.46%4B | 23.09%3.96B | 28.60%3.83B | 28.60%3.83B | 30.04%3.64B | 39.41%3.4B |
| -Gross loan | 9.18%4.33B | 10.06%4.22B | 10.06%4.22B | 10.55%4.03B | 17.45%4B | 23.08%3.97B | 28.60%3.83B | 28.60%3.83B | 30.06%3.65B | 39.43%3.41B |
| -Allowance for loans and lease losses | 77.41%4.23M | 31.44%3.3M | 31.44%3.3M | -10.98%2.4M | -4.91%2.4M | 4.24%2.39M | 31.99%2.51M | 31.99%2.51M | 58.74%2.7M | 64.77%2.53M |
| Receivables | 18.28%30.34M | 32.42%32.5M | 32.42%32.5M | 25.38%27.42M | 38.38%27.62M | 34.71%25.65M | 32.82%24.54M | 32.82%24.54M | 33.21%21.87M | 49.46%19.96M |
| -Accounts receivable | 18.28%30.34M | 32.42%32.5M | 32.42%32.5M | 25.38%27.42M | 38.38%27.62M | 34.71%25.65M | 32.82%24.54M | 32.82%24.54M | 33.21%21.87M | 49.46%19.96M |
| Net PPE | 0.85%27.67M | 167.18%26.62M | 167.18%26.62M | 163.85%27.15M | 156.91%27.25M | 157.70%27.44M | -9.34%9.96M | -9.34%9.96M | -8.63%10.29M | -6.47%10.61M |
| -Gross PPE | 0.85%27.67M | 82.92%40.15M | 82.92%40.15M | 163.85%27.15M | 156.91%27.25M | 157.70%27.44M | -1.49%21.95M | -1.49%21.95M | -8.63%10.29M | -6.47%10.61M |
| -Accumulated depreciation | ---- | -12.89%-13.53M | -12.89%-13.53M | ---- | ---- | ---- | -6.15%-11.99M | -6.15%-11.99M | ---- | ---- |
| Goodwill and other intangible assets | 184.34%24.02M | 185.02%24.36M | 185.02%24.36M | -49.42%8.25M | -47.92%8.35M | -45.09%8.45M | -4.41%8.55M | -4.41%8.55M | 80.14%16.31M | 74.86%16.03M |
| -Goodwill | 113.78%12.3M | 113.78%12.3M | 113.78%12.3M | 0.00%5.75M | 0.00%5.75M | 0.00%5.75M | 0.00%5.75M | 0.00%5.75M | 0.00%5.75M | 0.00%5.75M |
| -Other intangible assets | 335.14%11.71M | 331.89%12.05M | 331.89%12.05M | -76.36%2.5M | -74.75%2.59M | -72.04%2.69M | -12.37%2.79M | -12.37%2.79M | 219.92%10.55M | 201.05%10.28M |
| Deferred assets | -56.91%1.33M | -81.52%750K | -81.52%750K | -14.77%2.25M | 13.93%2.59M | 53.52%3.08M | 90.70%4.06M | 90.70%4.06M | 17.48%2.64M | -1.99%2.27M |
| Other assets | -15.22%17.12M | -34.93%14.4M | -34.93%14.4M | 53.51%21.52M | 55.76%21.17M | 55.95%20.2M | 35.01%22.13M | 35.01%22.13M | -12.76%14.02M | -16.02%13.59M |
| Total assets | 15.36%4.97B | 15.16%4.84B | 15.16%4.84B | 13.45%4.52B | 17.67%4.39B | 22.03%4.31B | 28.65%4.2B | 28.65%4.2B | 29.44%3.98B | 38.53%3.73B |
| Liabilities | ||||||||||
| Total deposits | 13.60%4.13B | 17.30%4.14B | 17.30%4.14B | 14.82%3.82B | 18.83%3.69B | 24.38%3.64B | 32.96%3.53B | 32.96%3.53B | 34.46%3.33B | 46.27%3.11B |
| Derivative product liabilities | --881K | ---- | ---- | ---- | ---- | ---- | ---- | ---- | ---- | ---- |
| Payables | 79.35%4.35M | -88.04%893K | -88.04%893K | -31.32%3.11M | 47.93%4.1M | 32.64%2.43M | 28.79%7.47M | 28.79%7.47M | 43.40%4.53M | 30.43%2.77M |
| -Total tax payable | 79.35%4.35M | -88.04%893K | -88.04%893K | -31.32%3.11M | 47.93%4.1M | 32.64%2.43M | 28.79%7.47M | 28.79%7.47M | 43.40%4.53M | 30.43%2.77M |
| Long term debt and capital lease obligation | 2.55%109.68M | -1.85%108.58M | -1.85%108.58M | -0.62%104.87M | -3.80%104.52M | -0.10%106.95M | 1.10%110.62M | 1.10%110.62M | 2.11%105.53M | 5.41%108.65M |
| -Long term debt | 3.36%106.82M | -4.07%102.5M | -4.07%102.5M | 0.06%101.64M | -3.28%101.11M | 0.57%103.36M | 1.81%106.85M | 1.81%106.85M | 2.92%101.59M | 6.22%104.53M |
| -Long term capital lease obligation | -20.65%2.85M | 61.12%6.08M | 61.12%6.08M | -18.10%3.23M | -17.14%3.41M | -16.32%3.59M | -15.66%3.77M | -15.66%3.77M | -15.07%3.94M | -11.68%4.12M |
| Long term provisions | 21.93%189.7M | 11.34%171.21M | 11.34%171.21M | 1.33%162.28M | 11.58%158.18M | 17.18%155.58M | 21.93%153.77M | 21.93%153.77M | 26.05%160.15M | 31.11%141.76M |
| Non current deferred liabilities | -83.36%118K | -80.71%141K | -80.71%141K | -49.62%332K | -47.87%355K | 0.71%709K | -7.00%731K | -7.00%731K | -14.30%659K | -16.13%681K |
| Other liabilities | -24.60%12.27M | -25.47%13.79M | -25.47%13.79M | -7.38%15.67M | 155.46%27.57M | 28.25%16.28M | 18.07%18.5M | 18.07%18.5M | -12.36%16.92M | -7.63%10.79M |
| Total liabilities | 13.51%4.45B | 16.08%4.44B | 16.08%4.44B | 13.60%4.11B | 18.24%3.99B | 23.27%3.92B | 31.18%3.82B | 31.18%3.82B | 32.51%3.62B | 43.48%3.37B |
| Shareholders'equity | ||||||||||
| Share capital | 44.65%330.49M | -5.63%215.61M | -5.63%215.61M | 0.12%228.47M | -0.18%228.47M | -1.74%228.47M | -4.66%228.47M | -4.66%228.47M | -5.44%228.19M | -5.16%228.88M |
| -common stock | 53.84%330.49M | 0.37%215.61M | 0.37%215.61M | 0.13%214.82M | -0.19%214.82M | -1.85%214.82M | -4.94%214.82M | -4.94%214.82M | -5.77%214.54M | -5.46%215.23M |
| -Preferred stock | --0 | --0 | --0 | 0.00%13.65M | 0.00%13.65M | 0.00%13.65M | 0.00%13.65M | 0.00%13.65M | 0.00%13.65M | 0.00%13.65M |
| Additional paid-in capital | -3.97%2.54M | -1.11%2.49M | -1.11%2.49M | 19.24%2.79M | 26.55%2.72M | 35.29%2.65M | 55.89%2.51M | 55.89%2.51M | 96.72%2.34M | 180.65%2.15M |
| Retained earnings | 19.46%188.57M | 24.10%181.24M | 24.10%181.24M | 32.07%177.58M | 34.59%168.78M | 35.33%157.85M | 33.57%146.04M | 33.57%146.04M | 29.20%134.46M | 26.30%125.4M |
| Gains losses not affecting retained earnings | -513.70%-302K | -199.24%-130K | -199.24%-130K | 171.15%141K | 47.87%139K | 1.39%73K | 32.32%131K | 32.32%131K | -22.39%52K | 118.60%94K |
| Total stockholders'equity | 34.00%521.3M | 5.85%399.2M | 5.85%399.2M | 12.04%408.99M | 12.22%400.1M | 10.78%389.03M | 7.55%377.16M | 7.55%377.16M | 5.31%365.04M | 4.42%356.52M |
| Total equity | 34.00%521.3M | 5.85%399.2M | 5.85%399.2M | 12.04%408.99M | 12.22%400.1M | 10.78%389.03M | 7.55%377.16M | 7.55%377.16M | 5.31%365.04M | 4.42%356.52M |
| Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
| Audit Opinions | -- | Unqualified Opinion | -- | -- | -- | -- | Unqualified Opinion | -- | -- | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.
Market Insights
Big Five Big Five
The "Big Five" refers to Canada's five largest banks—Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia, Bank of Montreal, and Canadian Imperial Bank of Commerce—which dominate and significantly influence the country's financial sector. The "Big Five" refers to Canada's five largest banks—Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia, Bank of Montreal, and Canadian Imperial Bank of Commerce—which dominate and significantly influence the country's financial sector.
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