US Stock MarketDetailed Quotes

COFS ChoiceOne Financial Services

Watchlist
  • 28.030
  • +0.390+1.41%
Trading Apr 29 12:29 ET
419.75MMarket Cap8.62P/E (TTM)

ChoiceOne Financial Services Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Total revenue
14.41%92.44M
18.16%24.34M
26.02%25.12M
14.70%22.45M
-0.76%20.53M
-0.73%80.79M
-2.43%20.6M
-2.23%19.93M
-0.73%19.58M
2.56%20.68M
Net interest income
12.99%74.44M
16.87%19.35M
24.79%20.25M
14.17%18.37M
-3.16%16.47M
-2.12%65.89M
-4.66%16.56M
-6.41%16.23M
-1.22%16.09M
4.23%17.01M
-Net interest income
22.35%121.1M
11.00%31.04M
20.48%31.69M
28.43%29.94M
32.87%28.43M
31.87%98.98M
35.51%27.96M
36.40%26.3M
31.98%23.32M
22.46%21.4M
-Interest income from loans and lease
31.00%89.58M
19.29%23.57M
30.82%23.25M
37.51%21.97M
39.76%20.79M
29.46%68.38M
37.30%19.76M
30.59%17.77M
27.59%15.98M
20.94%14.87M
-Interest income from securities
3.03%31.52M
-8.97%7.47M
-1.08%8.44M
8.65%7.97M
17.18%7.65M
37.59%30.6M
31.37%8.2M
50.33%8.53M
42.68%7.34M
26.06%6.53M
-Total interest expense
40.99%46.66M
2.48%11.69M
13.53%11.44M
60.18%11.57M
172.64%11.96M
327.25%33.1M
248.91%11.41M
417.62%10.08M
424.69%7.23M
280.40%4.39M
-Interest expense for deposit
42.45%34.17M
3.43%8.71M
15.55%8.36M
64.66%8.33M
167.92%8.78M
310.44%23.99M
236.44%8.42M
363.02%7.24M
407.63%5.06M
318.39%3.28M
-Interest expense for long term debt and capital securities
15.25%2.04M
145.05%669K
72.06%468K
-25.44%463K
-27.11%441K
1,413.68%1.77M
150.46%273K
5,340.00%272K
30,950.00%621K
60,400.00%605K
-Other interest expense
42.45%10.45M
-14.82%2.31M
1.67%2.61M
79.91%2.79M
442.57%2.74M
311.10%7.33M
312.79%2.71M
577.84%2.57M
308.44%1.55M
36.86%505K
Non interest income
20.72%18M
23.43%4.99M
31.40%4.87M
17.16%4.08M
10.35%4.05M
5.93%14.91M
7.92%4.05M
21.56%3.7M
1.60%3.49M
-4.53%3.67M
-Total premiums earned
76.46%1.93M
186.36%819K
13.31%315K
13.38%305K
88.21%495K
-16.46%1.1M
-44.89%286K
7.34%278K
5.91%269K
-6.07%263K
-Fees and commissions
12.97%12.22M
13.10%3.14M
15.88%3.19M
16.41%3.07M
6.38%2.82M
-0.43%10.82M
1.42%2.78M
-1.36%2.75M
-4.45%2.64M
2.92%2.65M
-Other non interest income
-16.53%1.01M
-14.72%255K
-20.00%264K
-16.61%241K
-14.38%250K
-0.74%1.21M
0.67%299K
23.60%330K
3.21%289K
-21.93%292K
-Gain loss on sale of assets
58.74%2.83M
13.91%778K
219.48%1.1M
61.46%465K
4.48%490K
163.13%1.78M
252.06%683K
227.88%344K
114.93%288K
-24.23%469K
Credit losses provision
-316.67%-625K
46.67%-200K
-425K
0
0
40.00%-150K
-150.00%-375K
0
250K
-25K
Non interest expense
4.74%57.68M
8.51%14.95M
7.60%14.77M
5.19%14.28M
-2.22%13.68M
2.98%55.07M
4.26%13.78M
2.33%13.73M
3.16%13.57M
2.23%14M
Occupancy and equipment
-4.15%5.8M
-5.98%1.38M
3.36%1.48M
-1.99%1.48M
-11.02%1.46M
-2.28%6.05M
-2.00%1.47M
-7.64%1.43M
-0.72%1.51M
1.11%1.64M
Professional expense and contract services expense
12.42%2.47M
24.86%653K
40.23%610K
-4.20%593K
-0.97%615K
1.06%2.2M
-4.39%523K
-22.18%435K
10.73%619K
21.76%621K
Selling and administrative expenses
4.91%35.53M
9.89%9.39M
4.12%8.93M
7.81%8.85M
-2.06%8.36M
6.25%33.87M
7.60%8.55M
6.39%8.58M
3.83%8.21M
7.15%8.53M
-General and administrative expense
4.81%34.74M
8.60%9.12M
5.46%8.76M
7.41%8.65M
-2.11%8.21M
6.54%33.15M
9.69%8.4M
5.66%8.31M
3.80%8.06M
7.05%8.38M
-Selling and marketing expense
9.29%788K
83.11%271K
-37.55%168K
28.39%199K
0.67%150K
-5.63%721K
-48.25%148K
35.18%269K
5.44%155K
12.88%149K
Depreciation amortization depletion
-20.73%757K
-24.63%153K
-19.84%198K
-19.76%203K
-19.44%203K
-17.17%955K
-19.44%203K
-16.84%247K
-21.43%253K
-10.64%252K
-Depreciation and amortization
-20.73%757K
-24.63%153K
-19.84%198K
-19.76%203K
-19.44%203K
-17.17%955K
-19.44%203K
-16.84%247K
-21.43%253K
-10.64%252K
Other non-interest expense
9.35%13.13M
11.04%3.37M
17.00%3.56M
5.70%3.15M
3.43%3.05M
-0.65%12.01M
2.09%3.03M
3.01%3.04M
4.67%2.98M
-10.97%2.95M
Income from associates and other participating interests
Special income (charges)
-1.04M
-394K
-645K
0
0
0
Less:Restructuring and mergern&acquisition
--1.04M
--394K
--645K
----
----
--0
--0
--0
----
----
Other non-operating income (expenses)
Income before tax
29.42%33.09M
36.44%8.8M
49.52%9.27M
30.75%8.18M
2.67%6.84M
-7.56%25.57M
-16.79%6.45M
-9.71%6.2M
-4.71%6.25M
2.89%6.66M
Income tax
47.75%6.36M
41.87%1.64M
78.24%1.93M
52.88%1.59M
17.18%1.21M
7.17%4.31M
8.44%1.16M
2.27%1.08M
9.82%1.04M
8.65%1.03M
Earnings from equity interest net of tax
Net income
25.71%26.73M
35.25%7.16M
43.46%7.35M
26.34%6.59M
0.02%5.63M
-10.06%21.26M
-20.81%5.29M
-11.89%5.12M
-7.16%5.21M
1.90%5.63M
Net Income continuous operations
25.71%26.73M
35.25%7.16M
43.46%7.35M
26.34%6.59M
0.02%5.63M
-10.06%21.26M
-20.81%5.29M
-11.89%5.12M
-7.16%5.21M
1.90%5.63M
Minority interest income
Net income attributable to the parent company
25.71%26.73M
35.25%7.16M
43.46%7.35M
26.34%6.59M
0.02%5.63M
-10.06%21.26M
-20.81%5.29M
-11.89%5.12M
-7.16%5.21M
1.90%5.63M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
25.71%26.73M
35.25%7.16M
43.46%7.35M
26.34%6.59M
0.02%5.63M
-10.06%21.26M
-20.81%5.29M
-11.89%5.12M
-7.16%5.21M
1.90%5.63M
Basic earnings per share
15.96%3.27
12.86%0.79
26.47%0.86
26.09%0.87
0.00%0.75
-10.48%2.82
-21.35%0.7
-11.69%0.68
-8.00%0.69
1.35%0.75
Diluted earnings per share
15.25%3.25
12.86%0.79
25.00%0.85
26.09%0.87
-1.33%0.74
-10.48%2.82
-21.35%0.7
-11.69%0.68
-8.00%0.69
1.35%0.75
Dividend per share
3.81%1.09
3.70%0.28
3.85%0.27
3.85%0.27
3.85%0.27
3.96%1.05
3.85%0.27
4.00%0.26
4.00%0.26
4.00%0.26
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
--
(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Total revenue 14.41%92.44M18.16%24.34M26.02%25.12M14.70%22.45M-0.76%20.53M-0.73%80.79M-2.43%20.6M-2.23%19.93M-0.73%19.58M2.56%20.68M
Net interest income 12.99%74.44M16.87%19.35M24.79%20.25M14.17%18.37M-3.16%16.47M-2.12%65.89M-4.66%16.56M-6.41%16.23M-1.22%16.09M4.23%17.01M
-Net interest income 22.35%121.1M11.00%31.04M20.48%31.69M28.43%29.94M32.87%28.43M31.87%98.98M35.51%27.96M36.40%26.3M31.98%23.32M22.46%21.4M
-Interest income from loans and lease 31.00%89.58M19.29%23.57M30.82%23.25M37.51%21.97M39.76%20.79M29.46%68.38M37.30%19.76M30.59%17.77M27.59%15.98M20.94%14.87M
-Interest income from securities 3.03%31.52M-8.97%7.47M-1.08%8.44M8.65%7.97M17.18%7.65M37.59%30.6M31.37%8.2M50.33%8.53M42.68%7.34M26.06%6.53M
-Total interest expense 40.99%46.66M2.48%11.69M13.53%11.44M60.18%11.57M172.64%11.96M327.25%33.1M248.91%11.41M417.62%10.08M424.69%7.23M280.40%4.39M
-Interest expense for deposit 42.45%34.17M3.43%8.71M15.55%8.36M64.66%8.33M167.92%8.78M310.44%23.99M236.44%8.42M363.02%7.24M407.63%5.06M318.39%3.28M
-Interest expense for long term debt and capital securities 15.25%2.04M145.05%669K72.06%468K-25.44%463K-27.11%441K1,413.68%1.77M150.46%273K5,340.00%272K30,950.00%621K60,400.00%605K
-Other interest expense 42.45%10.45M-14.82%2.31M1.67%2.61M79.91%2.79M442.57%2.74M311.10%7.33M312.79%2.71M577.84%2.57M308.44%1.55M36.86%505K
Non interest income 20.72%18M23.43%4.99M31.40%4.87M17.16%4.08M10.35%4.05M5.93%14.91M7.92%4.05M21.56%3.7M1.60%3.49M-4.53%3.67M
-Total premiums earned 76.46%1.93M186.36%819K13.31%315K13.38%305K88.21%495K-16.46%1.1M-44.89%286K7.34%278K5.91%269K-6.07%263K
-Fees and commissions 12.97%12.22M13.10%3.14M15.88%3.19M16.41%3.07M6.38%2.82M-0.43%10.82M1.42%2.78M-1.36%2.75M-4.45%2.64M2.92%2.65M
-Other non interest income -16.53%1.01M-14.72%255K-20.00%264K-16.61%241K-14.38%250K-0.74%1.21M0.67%299K23.60%330K3.21%289K-21.93%292K
-Gain loss on sale of assets 58.74%2.83M13.91%778K219.48%1.1M61.46%465K4.48%490K163.13%1.78M252.06%683K227.88%344K114.93%288K-24.23%469K
Credit losses provision -316.67%-625K46.67%-200K-425K0040.00%-150K-150.00%-375K0250K-25K
Non interest expense 4.74%57.68M8.51%14.95M7.60%14.77M5.19%14.28M-2.22%13.68M2.98%55.07M4.26%13.78M2.33%13.73M3.16%13.57M2.23%14M
Occupancy and equipment -4.15%5.8M-5.98%1.38M3.36%1.48M-1.99%1.48M-11.02%1.46M-2.28%6.05M-2.00%1.47M-7.64%1.43M-0.72%1.51M1.11%1.64M
Professional expense and contract services expense 12.42%2.47M24.86%653K40.23%610K-4.20%593K-0.97%615K1.06%2.2M-4.39%523K-22.18%435K10.73%619K21.76%621K
Selling and administrative expenses 4.91%35.53M9.89%9.39M4.12%8.93M7.81%8.85M-2.06%8.36M6.25%33.87M7.60%8.55M6.39%8.58M3.83%8.21M7.15%8.53M
-General and administrative expense 4.81%34.74M8.60%9.12M5.46%8.76M7.41%8.65M-2.11%8.21M6.54%33.15M9.69%8.4M5.66%8.31M3.80%8.06M7.05%8.38M
-Selling and marketing expense 9.29%788K83.11%271K-37.55%168K28.39%199K0.67%150K-5.63%721K-48.25%148K35.18%269K5.44%155K12.88%149K
Depreciation amortization depletion -20.73%757K-24.63%153K-19.84%198K-19.76%203K-19.44%203K-17.17%955K-19.44%203K-16.84%247K-21.43%253K-10.64%252K
-Depreciation and amortization -20.73%757K-24.63%153K-19.84%198K-19.76%203K-19.44%203K-17.17%955K-19.44%203K-16.84%247K-21.43%253K-10.64%252K
Other non-interest expense 9.35%13.13M11.04%3.37M17.00%3.56M5.70%3.15M3.43%3.05M-0.65%12.01M2.09%3.03M3.01%3.04M4.67%2.98M-10.97%2.95M
Income from associates and other participating interests
Special income (charges) -1.04M-394K-645K000
Less:Restructuring and mergern&acquisition --1.04M--394K--645K----------0--0--0--------
Other non-operating income (expenses)
Income before tax 29.42%33.09M36.44%8.8M49.52%9.27M30.75%8.18M2.67%6.84M-7.56%25.57M-16.79%6.45M-9.71%6.2M-4.71%6.25M2.89%6.66M
Income tax 47.75%6.36M41.87%1.64M78.24%1.93M52.88%1.59M17.18%1.21M7.17%4.31M8.44%1.16M2.27%1.08M9.82%1.04M8.65%1.03M
Earnings from equity interest net of tax
Net income 25.71%26.73M35.25%7.16M43.46%7.35M26.34%6.59M0.02%5.63M-10.06%21.26M-20.81%5.29M-11.89%5.12M-7.16%5.21M1.90%5.63M
Net Income continuous operations 25.71%26.73M35.25%7.16M43.46%7.35M26.34%6.59M0.02%5.63M-10.06%21.26M-20.81%5.29M-11.89%5.12M-7.16%5.21M1.90%5.63M
Minority interest income
Net income attributable to the parent company 25.71%26.73M35.25%7.16M43.46%7.35M26.34%6.59M0.02%5.63M-10.06%21.26M-20.81%5.29M-11.89%5.12M-7.16%5.21M1.90%5.63M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders 25.71%26.73M35.25%7.16M43.46%7.35M26.34%6.59M0.02%5.63M-10.06%21.26M-20.81%5.29M-11.89%5.12M-7.16%5.21M1.90%5.63M
Basic earnings per share 15.96%3.2712.86%0.7926.47%0.8626.09%0.870.00%0.75-10.48%2.82-21.35%0.7-11.69%0.68-8.00%0.691.35%0.75
Diluted earnings per share 15.25%3.2512.86%0.7925.00%0.8526.09%0.87-1.33%0.74-10.48%2.82-21.35%0.7-11.69%0.68-8.00%0.691.35%0.75
Dividend per share 3.81%1.093.70%0.283.85%0.273.85%0.273.85%0.273.96%1.053.85%0.274.00%0.264.00%0.264.00%0.26
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion with Explanatory Notes--------

Market Insights

Warren Buffett Portfolio Warren Buffett Portfolio

Buffett's holdings are the latest portfolio from Berkshire Hathaway. Regarded as a top investor, his trades often signal the market and influence the industry. Buffett's holdings are the latest portfolio from Berkshire Hathaway. Regarded as a top investor, his trades often signal the market and influence the industry.

No. Symbol 5D % Chg
Sample Name
Sample Code
 +14.76%
Sample Name
Sample Code
 +11.63%
Sample Name
Sample Code
 +10.23%
4
Amazon
AMZN
+7.95%
5
Jefferies Financial
JEF
+7.53%
Unlock Now

Discussing

Trade war escalates: What’s next for Chinese stocks?
🎙️Discussion 1. China-EU EV negotiations kick off recently. How do you think the negotiations will impact the performance of related stocks Show More
Alibaba Q4 FY2024 Earnings Preview: Predict & Win Big! 🚀

Discussing

FOMC holds rates amid heightened uncertainty: Where will US stocks head next?
🎙️Discussion 1. With the Fed highlighting "elevated uncertainty", are you prioritizing rate projections or near-term economic data for ma Show More
FOMC Press Conference, March 19, 2025
U.S Tech Companies U.S Tech Companies

U.S leading technology companies with strong market presence, influential in their industries, and notable for robust innovation and profitability. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in U.S Tech Companies, ranked from highest to lowest based on real-time market data. U.S leading technology companies with strong market presence, influential in their industries, and notable for robust innovation and profitability. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in U.S Tech Companies, ranked from highest to lowest based on real-time market data.

No. Symbol Price
Sample Name
Sample Code
 91.150
Sample Name
Sample Code
 371.710
Sample Name
Sample Code
 164.730
4
Alibaba
BABA
119.230
5
Microsoft
MSFT
393.385
Unlock Now
U.S. Crypto Concept Stocks U.S. Crypto Concept Stocks

Companies involved in the creation, trade, and services of digital forms of money.Displayed third-party logos, brands, or trademark images on screens or web pages are only for identification purposes and remain the property of their respective owners.Displayed third-party logos, brands, or trademark images on screens or web pages are only for identification purposes and remain the property of their respective owners. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in U.S. Crypto Concept Stocks, ranked from highest to lowest based on real-time market data. Companies involved in the creation, trade, and services of digital forms of money.Displayed third-party logos, brands, or trademark images on screens or web pages are only for identification purposes and remain the property of their respective owners.Displayed third-party logos, brands, or trademark images on screens or web pages are only for identification purposes and remain the property of their respective owners. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in U.S. Crypto Concept Stocks, ranked from highest to lowest based on real-time market data.

No. Symbol Price
Sample Name
Sample Code
 0.1658
Sample Name
Sample Code
 2.060
Sample Name
Sample Code
 14.355
4
BTCS Inc
BTCS
1.800
5
BIT Mining
BTCM
1.840
Unlock Now

Discussing

Trump 2.0 Era: How will global markets evolve?
🎙️Discussion: 1. How will tariff policies affect the movement of key assets such as U.S. stocks, gold, and Bitcoin? 2. Given this context, Show More
MicroStrategy Q4 2024 earnings conference call

Earnings Season Underway

Earnings season is here. What to know?

- No more -