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OPOF Old Point Financial

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  • 36.460
  • -0.360-0.98%
Close Apr 4 16:00 ET
  • 36.460
  • 0.0000.00%
Post 16:05 ET
186.10MMarket Cap19.39P/E (TTM)

Old Point Financial Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Assets
Cash cash equivalents and federal funds sold
67.43%143.96M
67.43%143.96M
118.19%180.7M
64.45%96.57M
193.76%98.55M
279.04%85.98M
279.04%85.98M
48.07%82.82M
-33.43%58.72M
-78.99%33.55M
-Cash and cash equivalents
73.48%139.34M
73.48%139.34M
128.92%176.29M
72.72%92.15M
218.96%92.01M
317.23%80.32M
317.23%80.32M
52.55%77.01M
-38.05%53.35M
-81.61%28.85M
-Money market investments
44.79%708K
44.79%708K
-10.60%565K
-26.70%593K
485.59%1.3M
--489K
--489K
-84.44%632K
17.76%809K
-84.20%222K
-Restricted cash and investments
-24.30%3.92M
-24.30%3.92M
-25.71%3.85M
-16.10%3.83M
16.97%5.24M
50.73%5.18M
50.73%5.18M
272.64%5.18M
228.22%4.56M
222.46%4.48M
Net loan
-6.53%998.71M
-6.53%998.71M
-5.33%1.01B
-3.80%1.04B
-1.32%1.06B
5.07%1.07B
5.07%1.07B
13.24%1.07B
19.68%1.08B
26.22%1.07B
-Gross loan
-6.53%1.01B
-6.53%1.01B
-5.29%1.03B
-3.74%1.05B
-1.27%1.07B
5.18%1.08B
5.18%1.08B
13.30%1.08B
19.66%1.1B
26.17%1.08B
-Allowance for loans and lease losses
-6.22%11.45M
-6.22%11.45M
-1.22%11.7M
1.52%11.83M
3.44%11.95M
15.96%12.21M
15.96%12.21M
19.24%11.84M
17.73%11.65M
21.33%11.55M
Securities and investments
7.84%218.08M
7.84%218.08M
-3.38%193.84M
-8.75%192.13M
-10.77%199.8M
-10.33%202.23M
-10.33%202.23M
-11.83%200.62M
-12.03%210.56M
-5.93%223.91M
-Short term investments
7.84%218.08M
7.84%218.08M
-3.38%193.84M
-8.75%192.13M
-10.77%199.8M
-10.33%202.23M
-10.33%202.23M
-11.83%200.62M
-12.03%210.56M
-5.93%223.91M
Bank owned life insurance
3.12%36.18M
3.12%36.18M
3.11%35.91M
3.07%35.62M
3.06%35.35M
3.05%35.09M
3.05%35.09M
11.29%34.83M
20.99%34.56M
20.92%34.3M
Net PPE
-2.39%29.2M
-2.39%29.2M
0.49%30.41M
1.25%30.78M
-1.39%30.18M
-3.53%29.91M
-3.53%29.91M
-3.03%30.26M
-3.10%30.4M
-2.76%30.6M
-Gross PPE
2.08%68.02M
2.08%68.02M
----
----
----
1.60%66.63M
1.60%66.63M
----
----
----
-Accumulated depreciation
-5.72%-38.82M
-5.72%-38.82M
----
----
----
-6.21%-36.72M
-6.21%-36.72M
----
----
----
Foreclosed assets
817.21%1.97M
817.21%1.97M
--1.7M
----
----
--215K
--215K
----
----
----
Assets held for sale
0.00%344K
0.00%344K
0.00%344K
0.00%344K
-65.15%344K
-65.15%344K
-65.15%344K
-71.71%344K
-71.71%344K
-18.83%987K
Goodwill and other intangible assets
-2.40%1.79M
-2.40%1.79M
-2.38%1.8M
-2.37%1.82M
-2.35%1.83M
-2.34%1.84M
-2.34%1.84M
-2.33%1.85M
-2.31%1.86M
-2.30%1.87M
-Goodwill
0.00%1.65M
0.00%1.65M
0.00%1.65M
0.00%1.65M
0.00%1.65M
0.00%1.65M
0.00%1.65M
0.00%1.65M
0.00%1.65M
0.00%1.65M
-Other intangible assets
-23.53%143K
-23.53%143K
-22.22%154K
-21.05%165K
-20.00%176K
-19.05%187K
-19.05%187K
-18.18%198K
-17.39%209K
-16.67%220K
Other assets
-8.69%20.32M
-8.69%20.32M
-23.53%19.29M
3.06%23.32M
12.44%23.49M
0.13%22.26M
0.13%22.26M
14.55%25.22M
21.90%22.63M
23.05%20.89M
Total assets
0.29%1.45B
0.29%1.45B
2.14%1.48B
-1.37%1.42B
2.07%1.45B
6.72%1.45B
6.72%1.45B
9.88%1.45B
9.75%1.44B
6.85%1.42B
Liabilities
Total deposits
1.99%1.25B
1.99%1.25B
3.65%1.28B
0.64%1.24B
2.39%1.23B
6.43%1.23B
6.43%1.23B
4.68%1.24B
4.75%1.23B
1.76%1.2B
Federal funds purchased and securities sold under agreement to repurchase
-17.67%1.96M
-17.67%1.96M
34.32%1.78M
-69.31%1.38M
-62.72%1.68M
-85.44%2.38M
-85.44%2.38M
-66.77%1.32M
2.65%4.5M
28.03%4.52M
Current debt and capital lease obligation
--2.01M
--2.01M
----
----
----
--0
--0
----
----
----
-Current debt
--2.01M
--2.01M
----
----
----
--0
--0
----
----
----
Long term debt and capital lease obligation
-29.58%69.8M
-29.58%69.8M
-29.59%69.77M
-30.02%69.32M
-2.86%99.15M
31.04%99.12M
31.04%99.12M
235.83%99.09M
236.09%99.05M
246.71%102.07M
-Long term debt
-29.58%69.8M
-29.58%69.8M
-29.59%69.77M
-30.02%69.32M
-2.86%99.15M
31.04%99.12M
31.04%99.12M
235.83%99.09M
236.09%99.05M
246.71%102.07M
Other liabilities
2.78%7.92M
2.78%7.92M
-13.62%8.22M
-26.26%6.08M
19.10%8.76M
-10.18%7.71M
-10.18%7.71M
23.64%9.52M
19.83%8.25M
35.40%7.35M
Total liabilities
-0.22%1.34B
-0.22%1.34B
1.11%1.36B
-2.03%1.31B
1.85%1.34B
6.61%1.34B
6.61%1.34B
10.14%1.35B
10.45%1.34B
7.91%1.31B
Shareholders'equity
Share capital
0.52%25.06M
0.52%25.06M
0.56%25.06M
0.65%25.05M
0.72%24.95M
0.69%24.93M
0.69%24.93M
0.66%24.92M
-0.82%24.89M
-2.64%24.77M
-common stock
0.52%25.06M
0.52%25.06M
0.56%25.06M
0.65%25.05M
0.72%24.95M
0.69%24.93M
0.69%24.93M
0.66%24.92M
-0.82%24.89M
-2.64%24.77M
Paid-in capital
2.63%17.55M
2.63%17.55M
2.62%17.4M
2.81%17.25M
2.79%17.19M
3.05%17.1M
3.05%17.1M
3.08%16.96M
-4.91%16.78M
-12.34%16.73M
Retained earnings
7.55%88.49M
7.55%88.49M
6.19%86.32M
5.41%85M
4.71%83.29M
5.28%82.28M
5.28%82.28M
6.74%81.29M
8.58%80.64M
8.90%79.54M
Gains losses not affecting retained earnings
2.27%-17.13M
2.27%-17.13M
43.64%-13.32M
12.45%-17.3M
3.46%-17.8M
15.59%-17.53M
15.59%-17.53M
0.87%-23.64M
-24.65%-19.76M
-94.91%-18.44M
Total stockholders'equity
6.74%113.97M
6.74%113.97M
16.01%115.46M
7.27%110M
4.90%107.63M
8.15%106.78M
8.15%106.78M
6.43%99.53M
1.38%102.54M
-5.09%102.6M
Total equity
6.74%113.97M
6.74%113.97M
16.01%115.46M
7.27%110M
4.90%107.63M
8.15%106.78M
8.15%106.78M
6.43%99.53M
1.38%102.54M
-5.09%102.6M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Assets
Cash cash equivalents and federal funds sold 67.43%143.96M67.43%143.96M118.19%180.7M64.45%96.57M193.76%98.55M279.04%85.98M279.04%85.98M48.07%82.82M-33.43%58.72M-78.99%33.55M
-Cash and cash equivalents 73.48%139.34M73.48%139.34M128.92%176.29M72.72%92.15M218.96%92.01M317.23%80.32M317.23%80.32M52.55%77.01M-38.05%53.35M-81.61%28.85M
-Money market investments 44.79%708K44.79%708K-10.60%565K-26.70%593K485.59%1.3M--489K--489K-84.44%632K17.76%809K-84.20%222K
-Restricted cash and investments -24.30%3.92M-24.30%3.92M-25.71%3.85M-16.10%3.83M16.97%5.24M50.73%5.18M50.73%5.18M272.64%5.18M228.22%4.56M222.46%4.48M
Net loan -6.53%998.71M-6.53%998.71M-5.33%1.01B-3.80%1.04B-1.32%1.06B5.07%1.07B5.07%1.07B13.24%1.07B19.68%1.08B26.22%1.07B
-Gross loan -6.53%1.01B-6.53%1.01B-5.29%1.03B-3.74%1.05B-1.27%1.07B5.18%1.08B5.18%1.08B13.30%1.08B19.66%1.1B26.17%1.08B
-Allowance for loans and lease losses -6.22%11.45M-6.22%11.45M-1.22%11.7M1.52%11.83M3.44%11.95M15.96%12.21M15.96%12.21M19.24%11.84M17.73%11.65M21.33%11.55M
Securities and investments 7.84%218.08M7.84%218.08M-3.38%193.84M-8.75%192.13M-10.77%199.8M-10.33%202.23M-10.33%202.23M-11.83%200.62M-12.03%210.56M-5.93%223.91M
-Short term investments 7.84%218.08M7.84%218.08M-3.38%193.84M-8.75%192.13M-10.77%199.8M-10.33%202.23M-10.33%202.23M-11.83%200.62M-12.03%210.56M-5.93%223.91M
Bank owned life insurance 3.12%36.18M3.12%36.18M3.11%35.91M3.07%35.62M3.06%35.35M3.05%35.09M3.05%35.09M11.29%34.83M20.99%34.56M20.92%34.3M
Net PPE -2.39%29.2M-2.39%29.2M0.49%30.41M1.25%30.78M-1.39%30.18M-3.53%29.91M-3.53%29.91M-3.03%30.26M-3.10%30.4M-2.76%30.6M
-Gross PPE 2.08%68.02M2.08%68.02M------------1.60%66.63M1.60%66.63M------------
-Accumulated depreciation -5.72%-38.82M-5.72%-38.82M-------------6.21%-36.72M-6.21%-36.72M------------
Foreclosed assets 817.21%1.97M817.21%1.97M--1.7M----------215K--215K------------
Assets held for sale 0.00%344K0.00%344K0.00%344K0.00%344K-65.15%344K-65.15%344K-65.15%344K-71.71%344K-71.71%344K-18.83%987K
Goodwill and other intangible assets -2.40%1.79M-2.40%1.79M-2.38%1.8M-2.37%1.82M-2.35%1.83M-2.34%1.84M-2.34%1.84M-2.33%1.85M-2.31%1.86M-2.30%1.87M
-Goodwill 0.00%1.65M0.00%1.65M0.00%1.65M0.00%1.65M0.00%1.65M0.00%1.65M0.00%1.65M0.00%1.65M0.00%1.65M0.00%1.65M
-Other intangible assets -23.53%143K-23.53%143K-22.22%154K-21.05%165K-20.00%176K-19.05%187K-19.05%187K-18.18%198K-17.39%209K-16.67%220K
Other assets -8.69%20.32M-8.69%20.32M-23.53%19.29M3.06%23.32M12.44%23.49M0.13%22.26M0.13%22.26M14.55%25.22M21.90%22.63M23.05%20.89M
Total assets 0.29%1.45B0.29%1.45B2.14%1.48B-1.37%1.42B2.07%1.45B6.72%1.45B6.72%1.45B9.88%1.45B9.75%1.44B6.85%1.42B
Liabilities
Total deposits 1.99%1.25B1.99%1.25B3.65%1.28B0.64%1.24B2.39%1.23B6.43%1.23B6.43%1.23B4.68%1.24B4.75%1.23B1.76%1.2B
Federal funds purchased and securities sold under agreement to repurchase -17.67%1.96M-17.67%1.96M34.32%1.78M-69.31%1.38M-62.72%1.68M-85.44%2.38M-85.44%2.38M-66.77%1.32M2.65%4.5M28.03%4.52M
Current debt and capital lease obligation --2.01M--2.01M--------------0--0------------
-Current debt --2.01M--2.01M--------------0--0------------
Long term debt and capital lease obligation -29.58%69.8M-29.58%69.8M-29.59%69.77M-30.02%69.32M-2.86%99.15M31.04%99.12M31.04%99.12M235.83%99.09M236.09%99.05M246.71%102.07M
-Long term debt -29.58%69.8M-29.58%69.8M-29.59%69.77M-30.02%69.32M-2.86%99.15M31.04%99.12M31.04%99.12M235.83%99.09M236.09%99.05M246.71%102.07M
Other liabilities 2.78%7.92M2.78%7.92M-13.62%8.22M-26.26%6.08M19.10%8.76M-10.18%7.71M-10.18%7.71M23.64%9.52M19.83%8.25M35.40%7.35M
Total liabilities -0.22%1.34B-0.22%1.34B1.11%1.36B-2.03%1.31B1.85%1.34B6.61%1.34B6.61%1.34B10.14%1.35B10.45%1.34B7.91%1.31B
Shareholders'equity
Share capital 0.52%25.06M0.52%25.06M0.56%25.06M0.65%25.05M0.72%24.95M0.69%24.93M0.69%24.93M0.66%24.92M-0.82%24.89M-2.64%24.77M
-common stock 0.52%25.06M0.52%25.06M0.56%25.06M0.65%25.05M0.72%24.95M0.69%24.93M0.69%24.93M0.66%24.92M-0.82%24.89M-2.64%24.77M
Paid-in capital 2.63%17.55M2.63%17.55M2.62%17.4M2.81%17.25M2.79%17.19M3.05%17.1M3.05%17.1M3.08%16.96M-4.91%16.78M-12.34%16.73M
Retained earnings 7.55%88.49M7.55%88.49M6.19%86.32M5.41%85M4.71%83.29M5.28%82.28M5.28%82.28M6.74%81.29M8.58%80.64M8.90%79.54M
Gains losses not affecting retained earnings 2.27%-17.13M2.27%-17.13M43.64%-13.32M12.45%-17.3M3.46%-17.8M15.59%-17.53M15.59%-17.53M0.87%-23.64M-24.65%-19.76M-94.91%-18.44M
Total stockholders'equity 6.74%113.97M6.74%113.97M16.01%115.46M7.27%110M4.90%107.63M8.15%106.78M8.15%106.78M6.43%99.53M1.38%102.54M-5.09%102.6M
Total equity 6.74%113.97M6.74%113.97M16.01%115.46M7.27%110M4.90%107.63M8.15%106.78M8.15%106.78M6.43%99.53M1.38%102.54M-5.09%102.6M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------

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