US Stock MarketDetailed Quotes

NBTB NBT Bancorp

Watchlist

42.480
-0.320-0.75%

Trading Apr 30 13:05 ET

2.01BMarket Cap14.02P/E (TTM)

NBT Bancorp Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

Hide blank lines

(Q1)Mar 31, 2025

(FY)Dec 31, 2024

(Q4)Dec 31, 2024

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

Assets

Cash cash equivalents and federal funds sold

-20.37%254.08M

38.44%284.06M

-28.28%482.46M

2.79%207.52M

38.86%319.09M

3.97%205.19M

109.51%672.65M

-61.44%201.89M

-Cash and cash equivalents

-20.37%254.08M

38.44%284.06M

-28.28%482.46M

2.79%207.52M

38.86%319.09M

3.97%205.19M

109.51%672.65M

-61.44%201.89M

Net loan

3.14%9.88B

3.40%9.86B

2.45%9.79B

17.89%9.74B

17.29%9.58B

18.51%9.54B

22.40%9.56B

7.49%8.26B

-Gross loan

3.12%9.99B

3.37%9.98B

2.47%9.91B

17.91%9.86B

17.26%9.69B

18.44%9.65B

22.35%9.67B

7.49%8.36B

-Allowance for loans and lease losses

1.47%117M

1.40%116M

4.27%119.5M

20.02%120.5M

15.01%115.3M

13.49%114.4M

18.39%114.6M

7.26%100.4M

Securities and investments

9.97%2.58B

3.63%2.46B

2.43%2.41B

-1.76%2.36B

-4.19%2.35B

-4.19%2.37B

-6.65%2.35B

-7.16%2.4B

-Available for sale securities

5.30%41.56M

4,097.81%1.58B

17.90%41.97M

18.28%40.09M

20.31%39.47M

22.11%37.59M

17.00%35.6M

13.07%33.89M

-Held to maturity securities

-6.06%836.83M

-17.64%745.59M

-6.51%854.94M

-3.72%878.91M

-1.76%890.86M

-1.55%905.27M

-1.62%914.52M

-2.52%912.88M

-Short term investments

20.18%1.7B

-90.47%136.37M

7.88%1.51B

-1.00%1.44B

-6.19%1.42B

-6.31%1.43B

-10.12%1.4B

-10.22%1.45B

Federal home loan bank stock

-13.98%32.12M

-25.96%33.96M

-25.04%37.73M

-27.81%38.31M

-17.66%37.34M

2.57%45.86M

102.21%50.33M

113.22%53.08M

Bank owned life insurance

1.59%271.72M

2.61%272.66M

2.51%271.18M

15.39%269.31M

15.04%267.48M

14.34%265.73M

14.52%264.54M

1.31%233.4M

Net PPE

1.69%81.6M

0.20%80.84M

-3.26%80.13M

17.84%78.71M

18.23%80.24M

16.84%80.68M

19.47%82.84M

-3.78%66.8M

-Gross PPE

----

4.01%253.25M

----

28.28%243.49M

----

-Accumulated depreciation

----

-5.89%-172.41M

----

-34.82%-162.82M

----

Goodwill and other intangible assets

-0.97%396.91M

-0.81%399.02M

-1.21%397.85M

38.58%398.69M

39.10%400.82M

39.42%402.29M

39.32%402.75M

-0.54%287.7M

-Goodwill

0.22%362.66M

0.51%362.01M

28.68%361.85M

28.08%360.17M

0.03%281.2M

-Other intangible assets

-12.11%34.25M

-10.10%36.36M

-15.81%35.84M

466.95%36.84M

460.29%38.97M

450.92%40.44M

440.35%42.57M

-20.25%6.5M

Other assets

-10.15%367.85M

-0.85%392.52M

-16.90%372.69M

6.85%413.9M

13.83%409.39M

4.24%395.89M

17.76%448.48M

23.82%387.35M

Total assets

3.16%13.86B

3.59%13.79B

0.09%13.84B

13.55%13.5B

13.51%13.44B

13.37%13.31B

18.79%13.83B

1.45%11.89B

Liabilities

Total deposits

4.58%11.71B

5.27%11.55B

1.64%11.59B

18.27%11.27B

15.64%11.2B

15.51%10.97B

14.95%11.4B

-4.97%9.53B

Federal funds purchased and securities sold under agreement to repurchase

----

56.90%146.94M

--104.96M

--110.7M

----

8.88%93.65M

----

Current debt and capital lease obligation

-67.96%85.6M

-94.54%16M

-79.60%100M

-82.53%114M

-43.79%267.13M

-41.28%293M

557.48%490.18M

943.11%652.41M

-Current debt

-67.96%85.6M

-94.54%16M

-79.60%100M

-82.53%114M

-43.79%267.13M

-41.28%293M

557.48%490.18M

943.11%652.41M

Long term debt and capital lease obligation

-9.43%227.38M

0.52%252.04M

0.51%251.71M

10.20%251.38M

10.10%251.06M

23.55%250.74M

23.16%250.42M

12.23%228.11M

-Long term debt

-9.43%227.38M

0.52%252.04M

0.51%251.71M

10.20%251.38M

10.10%251.06M

23.55%250.74M

23.16%250.42M

12.23%228.11M

Other liabilities

-2.57%276.99M

7.88%298.78M

-15.53%272.63M

8.48%292.41M

16.70%284.31M

-1.74%276.97M

12.24%322.75M

13.55%269.57M

Total liabilities

2.51%12.3B

3.17%12.26B

-1.18%12.32B

12.73%12.04B

12.89%12B

12.47%11.88B

18.89%12.46B

1.41%10.68B

Shareholders'equity

Share capital

----

0.00%540K

8.65%540K

0.00%497K

-common stock

----

0.00%540K

8.65%540K

0.00%497K

-Preferred stock

----

--0

Paid-in capital

----

0.25%742.81M

0.26%742.52M

28.29%741.93M

28.18%740.79M

28.22%740.94M

28.15%740.58M

0.17%578.32M

Retained earnings

----

7.67%1.1B

7.33%1.08B

6.15%1.06B

6.21%1.04B

6.61%1.02B

7.62%1.01B

9.67%996.92M

Less: Treasury stock

----

-0.77%175.32M

-0.89%175.59M

0.37%175.79M

1.97%175.99M

2.02%176.69M

2.13%177.18M

0.93%175.15M

Gains losses not affecting retained earnings

----

11.70%-142.1M

39.43%-125.74M

14.30%-162.92M

5.42%-164.49M

15.31%-160.93M

-13.10%-207.58M

-52.35%-190.1M

Total stockholders'equity

8.63%1.57B

7.05%1.53B

11.68%1.52B

20.77%1.46B

18.96%1.44B

21.48%1.43B

17.84%1.36B

1.85%1.21B

Total equity

8.63%1.57B

7.05%1.53B

11.68%1.52B

20.77%1.46B

18.96%1.44B

21.48%1.43B

17.84%1.36B

1.85%1.21B

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(Q1)Mar 31, 2025	(FY)Dec 31, 2024	(Q4)Dec 31, 2024	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023
Assets
Cash cash equivalents and federal funds sold	-20.37%254.08M	38.44%284.06M	38.44%284.06M	-28.28%482.46M	2.79%207.52M	38.86%319.09M	3.97%205.19M	3.97%205.19M	109.51%672.65M	-61.44%201.89M
-Cash and cash equivalents	-20.37%254.08M	38.44%284.06M	38.44%284.06M	-28.28%482.46M	2.79%207.52M	38.86%319.09M	3.97%205.19M	3.97%205.19M	109.51%672.65M	-61.44%201.89M
Net loan	3.14%9.88B	3.40%9.86B	3.40%9.86B	2.45%9.79B	17.89%9.74B	17.29%9.58B	18.51%9.54B	18.51%9.54B	22.40%9.56B	7.49%8.26B
-Gross loan	3.12%9.99B	3.37%9.98B	3.37%9.98B	2.47%9.91B	17.91%9.86B	17.26%9.69B	18.44%9.65B	18.44%9.65B	22.35%9.67B	7.49%8.36B
-Allowance for loans and lease losses	1.47%117M	1.40%116M	1.40%116M	4.27%119.5M	20.02%120.5M	15.01%115.3M	13.49%114.4M	13.49%114.4M	18.39%114.6M	7.26%100.4M
Securities and investments	9.97%2.58B	3.63%2.46B	3.63%2.46B	2.43%2.41B	-1.76%2.36B	-4.19%2.35B	-4.19%2.37B	-4.19%2.37B	-6.65%2.35B	-7.16%2.4B
-Available for sale securities	5.30%41.56M	4,097.81%1.58B	4,097.81%1.58B	17.90%41.97M	18.28%40.09M	20.31%39.47M	22.11%37.59M	22.11%37.59M	17.00%35.6M	13.07%33.89M
-Held to maturity securities	-6.06%836.83M	-17.64%745.59M	-17.64%745.59M	-6.51%854.94M	-3.72%878.91M	-1.76%890.86M	-1.55%905.27M	-1.55%905.27M	-1.62%914.52M	-2.52%912.88M
-Short term investments	20.18%1.7B	-90.47%136.37M	-90.47%136.37M	7.88%1.51B	-1.00%1.44B	-6.19%1.42B	-6.31%1.43B	-6.31%1.43B	-10.12%1.4B	-10.22%1.45B
Federal home loan bank stock	-13.98%32.12M	-25.96%33.96M	-25.96%33.96M	-25.04%37.73M	-27.81%38.31M	-17.66%37.34M	2.57%45.86M	2.57%45.86M	102.21%50.33M	113.22%53.08M
Bank owned life insurance	1.59%271.72M	2.61%272.66M	2.61%272.66M	2.51%271.18M	15.39%269.31M	15.04%267.48M	14.34%265.73M	14.34%265.73M	14.52%264.54M	1.31%233.4M
Net PPE	1.69%81.6M	0.20%80.84M	0.20%80.84M	-3.26%80.13M	17.84%78.71M	18.23%80.24M	16.84%80.68M	16.84%80.68M	19.47%82.84M	-3.78%66.8M
-Gross PPE	----	4.01%253.25M	4.01%253.25M	----	----	----	28.28%243.49M	28.28%243.49M	----	----
-Accumulated depreciation	----	-5.89%-172.41M	-5.89%-172.41M	----	----	----	-34.82%-162.82M	-34.82%-162.82M	----	----
Goodwill and other intangible assets	-0.97%396.91M	-0.81%399.02M	-0.81%399.02M	-1.21%397.85M	38.58%398.69M	39.10%400.82M	39.42%402.29M	39.42%402.29M	39.32%402.75M	-0.54%287.7M
-Goodwill	0.22%362.66M	0.22%362.66M	0.22%362.66M	0.51%362.01M	28.68%361.85M	28.68%361.85M	28.68%361.85M	28.68%361.85M	28.08%360.17M	0.03%281.2M
-Other intangible assets	-12.11%34.25M	-10.10%36.36M	-10.10%36.36M	-15.81%35.84M	466.95%36.84M	460.29%38.97M	450.92%40.44M	450.92%40.44M	440.35%42.57M	-20.25%6.5M
Other assets	-10.15%367.85M	-0.85%392.52M	-0.85%392.52M	-16.90%372.69M	6.85%413.9M	13.83%409.39M	4.24%395.89M	4.24%395.89M	17.76%448.48M	23.82%387.35M
Total assets	3.16%13.86B	3.59%13.79B	3.59%13.79B	0.09%13.84B	13.55%13.5B	13.51%13.44B	13.37%13.31B	13.37%13.31B	18.79%13.83B	1.45%11.89B
Liabilities
Total deposits	4.58%11.71B	5.27%11.55B	5.27%11.55B	1.64%11.59B	18.27%11.27B	15.64%11.2B	15.51%10.97B	15.51%10.97B	14.95%11.4B	-4.97%9.53B
Federal funds purchased and securities sold under agreement to repurchase	----	56.90%146.94M	56.90%146.94M	--104.96M	--110.7M	----	8.88%93.65M	8.88%93.65M	----	----
Current debt and capital lease obligation	-67.96%85.6M	-94.54%16M	-94.54%16M	-79.60%100M	-82.53%114M	-43.79%267.13M	-41.28%293M	-41.28%293M	557.48%490.18M	943.11%652.41M
-Current debt	-67.96%85.6M	-94.54%16M	-94.54%16M	-79.60%100M	-82.53%114M	-43.79%267.13M	-41.28%293M	-41.28%293M	557.48%490.18M	943.11%652.41M
Long term debt and capital lease obligation	-9.43%227.38M	0.52%252.04M	0.52%252.04M	0.51%251.71M	10.20%251.38M	10.10%251.06M	23.55%250.74M	23.55%250.74M	23.16%250.42M	12.23%228.11M
-Long term debt	-9.43%227.38M	0.52%252.04M	0.52%252.04M	0.51%251.71M	10.20%251.38M	10.10%251.06M	23.55%250.74M	23.55%250.74M	23.16%250.42M	12.23%228.11M
Other liabilities	-2.57%276.99M	7.88%298.78M	7.88%298.78M	-15.53%272.63M	8.48%292.41M	16.70%284.31M	-1.74%276.97M	-1.74%276.97M	12.24%322.75M	13.55%269.57M
Total liabilities	2.51%12.3B	3.17%12.26B	3.17%12.26B	-1.18%12.32B	12.73%12.04B	12.89%12B	12.47%11.88B	12.47%11.88B	18.89%12.46B	1.41%10.68B
Shareholders'equity
Share capital	----	0.00%540K	0.00%540K	0.00%540K	8.65%540K	8.65%540K	8.65%540K	8.65%540K	8.65%540K	0.00%497K
-common stock	----	0.00%540K	0.00%540K	0.00%540K	8.65%540K	8.65%540K	8.65%540K	8.65%540K	8.65%540K	0.00%497K
-Preferred stock	----	--0	--0	--0	--0	--0	--0	--0	--0	--0
Paid-in capital	----	0.25%742.81M	0.25%742.81M	0.26%742.52M	28.29%741.93M	28.18%740.79M	28.22%740.94M	28.22%740.94M	28.15%740.58M	0.17%578.32M
Retained earnings	----	7.67%1.1B	7.67%1.1B	7.33%1.08B	6.15%1.06B	6.21%1.04B	6.61%1.02B	6.61%1.02B	7.62%1.01B	9.67%996.92M
Less: Treasury stock	----	-0.77%175.32M	-0.77%175.32M	-0.89%175.59M	0.37%175.79M	1.97%175.99M	2.02%176.69M	2.02%176.69M	2.13%177.18M	0.93%175.15M
Gains losses not affecting retained earnings	----	11.70%-142.1M	11.70%-142.1M	39.43%-125.74M	14.30%-162.92M	5.42%-164.49M	15.31%-160.93M	15.31%-160.93M	-13.10%-207.58M	-52.35%-190.1M
Total stockholders'equity	8.63%1.57B	7.05%1.53B	7.05%1.53B	11.68%1.52B	20.77%1.46B	18.96%1.44B	21.48%1.43B	21.48%1.43B	17.84%1.36B	1.85%1.21B
Total equity	8.63%1.57B	7.05%1.53B	7.05%1.53B	11.68%1.52B	20.77%1.46B	18.96%1.44B	21.48%1.43B	21.48%1.43B	17.84%1.36B	1.85%1.21B
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--